An average of 1.75 hurricanes make landfall in the U.S. every year, and 40% of these hit Florida. This might seem like a small number, but the damage it brings isn’t. When a hurricane does strike, it can do a lot of damage — that can even take up to millions. Securing your property against hurricane damage is something natural to do in the state. In particular places in Florida, for instance, Gulf Harbor Insurance noted that many homeowners secure their properties with a policy.
Storms and Hurricanes
In a typical year, about 12 named storms, six hurricanes, and three major hurricanes hit the Atlantic region. On average, less than one storm or hurricane hits Florida.
Property damage happens when a storm or a hurricane comes in, and this is an accepted way of life in the state. Most of the time there are sunny days, but there’s the possibility of a storm coming in from June to November.
The main statistic relating to storms and hurricanes is total property damage. In 2017, Hurricane Irma passed through a large swath of land in Florida and caused property damage worth $8 billion. This is a huge amount reflecting how powerful the hurricane was. This does not happen every year, but the cost of building a house and paying for it over a long period of time can be a big blow to homeowners.
Securing a house against damages from hurricanes should be second nature to homeowners. It would be a waste if a homeowner built their dream home only to skimp on the coverage.
Damage done due to natural disasters can be repaired or rebuilt in one way or another. It’s more painful for homeowners if their property could not be repaired due to the lack of coverage. The emotional pain and loss don’t easily heal. In some instances, there are losses that cannot be recovered. For physical damages, a good coverage can help with the home’s security.