Car accidents happen. Prevention aside, what’s important is what you do after getting in a vehicle mishap. Here are the steps you should take.
Check for injuries
This applies whether you’re the driver or the passenger. Check yourself for injuries as well as the people you’re with. If someone is hurt, call 911 immediately.
Determine the damage
After checking on everyone’s safety, determine the accident’s severity. If you can, do not move your vehicle unless it’s causing major traffic. Take photos for proof and remember to keep your cool.
Contact the police and file a report
It’s important to file a police report even in a minor accident. When they arrive, you will need to provide your driver’s license and your vehicle’s registration card. The police will ask you to fill out an accident report, which includes an explanation of injuries and property damage. This is your chance to speak out, especially if it was the other driver’s fault.
While waiting for the police to arrive, exchange information with the other driver. Ask their personal information, including name, address, phone number, make and model of their car, license plate number, and insurance carrier and policy number. Such information is necessary upon settling the mishap.
Contact your insurer
Immediately inform your insurance company about the accident. Tell them the truth and explain your injuries as well as the damage of the car. Provide photos and notes so they can further assist your claim. Also, don’t lie. This can only lead you to bigger trouble.
Have yourself checked for internal injuries
Visit a doctor and have a full body x-ray. Doing this ensures your health from head to toe.
Get a property damage valuation
Obtain your insurer’s damage valuation. If you aren’t happy with their offer, you can take your vehicle to a shop that specializes in collision repair in Waukesha County. Ask for a second opinion and work your way to a better valuation.
When involved in a car accident, remember to keep calm and check yourself—as well as your passenger/s—well-being. The rest you can settle with your insurer and trusted mechanic.